Free Portfolio Visualizer & Asset Allocation Backtest Tool
Asset allocation determines over 90% of a portfolio's long-term performance and volatility. Our free Portfolio Visualizer allows investors to backtest multi-asset strategies, compare the popular Schwab Barbell (50% SCHD + 50% SCHG) against the S&P 500 (VOO). And evaluate risk-adjusted metrics like the Sharpe Ratio and Maximum Drawdown.
Modern Portfolio Theory & Diversification
By blending uncorrelated asset classes—such as large-cap dividend value, high-growth technology, international equities. And fixed income—investors can achieve higher expected returns while dampening peak-to-trough drawdowns during market corrections.
Key Metrics Evaluated
- Compound Annual Growth Rate (CAGR): Net annualized rate of return after accounting for fund expense ratios.
- Sharpe Ratio: Risk-adjusted excess return over the risk-free cash rate per unit of volatility.
- Expense Drag: Total annual management fees paid to ETF providers.
- Dividend Yield: Estimated passive cash income generated annually by the blended portfolio.
Frequently Asked Questions About Portfolio Visualizer & Asset Allocation Tool
Is this portfolio visualizer free to use?
Yes, our Portfolio Visualizer is 100% free with no paywalls, registration requirements, or feature limitations.
What is the Bogleheads 3-fund portfolio?
The 3-fund portfolio consists of Total US Stock Market (VTI), Total International Stock Market (VXUS), and Total Bond Market (BND) for total global diversification at minimal cost.
What is a good Sharpe Ratio?
A Sharpe Ratio above 0.80 is generally considered good, and anything above 1.00 is considered excellent, indicating strong returns relative to portfolio risk and volatility.