How the Social Security COLA Is Calculated

The Social Security Administration (SSA) determines the COLA using a statutory formula based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W):

Social Security Payment Schedule: When Will You Get Paid?

Social Security checks are distributed on Wednesdays based on your day of birth:

Social Security COLA 2026 Increase Breakdown: Projected Monthly Checks, Inflation Impact & Payment Dates

Complete breakdown of the 2026 Social Security Cost-of-Living Adjustment (COLA). See projected monthly benefit check increases across retirement, disability (SSDI), and SSI, plus exact payment schedules.