The Split Strategy: Why Not Both?

Many financial advisors recommend splitting contributions between Traditional and Roth 401(k) — especially when you're uncertain about future tax rates. This creates tax diversification:

Traditional 401(k) vs. Roth 401(k): Which Is Right for Your Tax Bracket?

A complete comparison of Traditional vs. Roth 401(k): how tax treatment differs, which wins at different income levels, and a clear framework for deciding which to choose in 2026.